Andy Lane Chairman and CEO

CEO@bankofriveroaks.net
Andy Lane is Chairman and Chief Executive Officer of The Bank of River Oaks. Mr. Lane has more than
30 years of commercial banking experience in Texas, including 26 in Houston. He is involved in numerous
community activities, including serving on the board of directors of The Open Door Mission. He is a past
chairman of the Post Oak YMCA, and a past board member of the Galleria Chamber, World Health and
Golf Foundation, Oaks of Briargrove School, Boys and Girls Country and the Parish School. He is active
with the Boy Scouts of America.

Mark D. Troth President

President@bankofriveroaks.net
Mark Troth is President of The Bank of River Oaks. With over 30 years in the Texas banking industry, Mr. Troth is
an experienced commercial and private banker with a specialization in healthcare. He is an Advisory Director for
Southwest Schools/Young Learners, a Director for Children at Risk-Houston and district committee volunteer for
the Boy Scouts of America.

Jerry Brewer Vice Chairman

VC1@bankofriveroaks.net
Jerry Brewer is Vice Chairman of The Bank of River Oaks. Mr. Brewer has more than 35 years of banking
experience in Houston, specializing in Private Banking over the last 28 years. He is on the board of directors of
the Galleria Chamber of Commerce, where he is a past chairman, and currently serves as Chairman of the
Education Committee. In addition, he is on the boards of the Pirates Cove Townhome Association, serving as
Treasurer, and the Lafayette Townhome Association.

Joe Stubbs Executive Vice President, Chief Financial Officer and Chief Operating Officer

CFO@bankofriveroaks.net
Joe Stubbs is Executive Vice President, Chief Financial Officer and Chief Operating Officer, The Bank of River
Oaks. Mr. Stubbs has 23 years experience in bank finance and operations. He is a native Houstonian and has
been involved in numerous community activities including United Way, National Multiple Sclerosis Society and the
Houston Livestock Show and Rodeo.

Deborah L. Grayson Executive Vice President, Chief Deposit Officer

CDO@bankofriveroaks.net
Deborah Grayson is Executive Vice President and Chief Deposit Officer of The Bank of River Oaks. With over
30 years of experience in Texas banking, she specializes in deposit related products for consumer, private and
business banking. Deborah is a member of The Women’s Fund for Health Education and Research, and has
been active in the Boy Scouts of America, Junior Achievement and the Attention Deficit Disorder Association of
Parents and Teachers.

Edward C. Lowe, Jr. Vice President - Commercial Lending

elowe@bankofriveroaks.net

Robert Raney Vice President - Commercial Lending

rraney@bankofriveroaks.net

Diana Garza Roark Vice President - Commercial Lending

droark@bankofriveroaks.net

Lynda Milner Vice President and Controller

 

 Our Directors

Andrew A. Bernstein
President of Bernstein Investments, owner/operator of shopping centers in the Texas and Florida markets.

Jerry Brewer
Vice Chairman, The Bank of River Oaks.

Deborah Grayson
Executive Vice President and Chief Deposit Officer, The Bank of River Oaks.

Gary Johnson
Founder of MOBILEASE, a company that specializes in equipment and vehicle leasing and asset management.

Andy Lane
Chairman and CEO, The Bank of River Oaks.

Leon J. Leach
Executive Vice President, the University of Texas M.D. Anderson Cancer Center, chief business officer at the UT M.D. Anderson Cancer Center in Houston. He serves on the Texas Board of Mental Health and Mental Retardation, and has chaired the Texas Higher Education Coordinating Board’s Health-Related Institutions Formula Advisory Committee and serves as Chairman of the Board of the M.D. Anderson Services Corporation.

G. Stephen Parrott
Partner, Parrott,Sims & McInnis, LLC a Houston law firm specializing in real estate, civil trial and energy law.

Larry Shryock
Senior Vice-President of W. S. Farish & Company, a Texas Private Trust Co.  Mr. Shryock has over 30 years of banking experience in Houston.

B. Douglas Simpkins, Jr.
Chairman of the Simpkins Group, a Houston real estate development firm specializing in retail, office, and
industrial projects.

Joe Stubbs
Executive Vice President, Chief Financial Officer, and Chief Operating Officer, The Bank of River Oaks.

Mark D. Troth
President, The Bank of River Oaks.

Scott A. Whittington
President, Texas Onshore Energy, Inc., an oil and gas exploration company, and owner of Vacation Villas
of South Padre Island.